Money is a
skill. Learn it.
15 years in the markets, distilled into honest, first-person essays on money, wealth, and the psychology behind both — the same ones I publish on Medium, free here too. When you're ready to go deeper, this is where the real work happens.
Most finance content sells you a feeling — the fantasy of getting rich fast. I write the opposite: the slow, unglamorous, durable skill of understanding money, so you never need anyone to think for you again.
Essays on money — and the psychology behind it
The stories I publish on Medium, republished here so this is home base. Real numbers, real mistakes, no hype — read a few and see if they earn your trust.
Everyone I Know Seems Richer Than Me. Then I Looked Up the Average Net Worth by Age.
The average for my age bracket is nearly a million dollars. The typical person has a quarter of that…
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Everyone in My Trading Group Is Broke. I Finally Understand Why.
Forty-three people. Three years. One shared Discord. Almost nobody made money — and the reason surprised me…
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I Watched 6 Friends Try to Get Rich Trading. Here's Where They All Are Now.
Same start, same group chat, same dream. Six years later the results are in — and they're not what you'd guess…
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I Saved for Four Years and Felt Like I Was Going Nowhere. Then Someone Explained the Math.
Everyone says the first $100,000 is the hardest. I thought it was a cliché. It's not — it's arithmetic…
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I Made More Money Every Year and Somehow Had Less. Here's Where It Went.
Three raises in four years and my savings didn't move — because of five quiet traps that catch almost everyone…
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I Asked Retired People What They’d Do Differently. Three in Four Said the Same Thing.
A study asked 1,600 retirees what they’d change. Three in four gave the same answer — and it isn’t really about money…
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I Worked Out What $10,000 Actually Pays You in Dividends. It Wasn’t the Dream I Was Sold.
Passive dividend income gets sold as freedom. I did the boring math on $10,000 — the number was small, but the lesson wasn’t…
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I Compared Myself to the “Average American.” The Numbers Were a Trap.
One bad night I typed “average American finances” into Google. Every number was quietly rigged to make me feel behind…
Read the essay →The essays I don't publish publicly
Full portfolio & trade reviews, the exact setups I use, and the weekly market map — unlocked with Insider.
The Exact Position-Sizing Formula I Use on Every Trade
How much to risk per trade so one loss never wrecks the account — the rule I actually follow.
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Every position, why I still hold it, and the one I'd cut today. Updated each quarter.
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Out of twenty I've tried, three do the heavy lifting — with the exact entries and exits.
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The levels, the risks, and the one chart I'd act on this week.
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The exact routine that stops a bad week from becoming a blown account.
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15 years in the markets. One honest way to teach it.
My name is IlY. I've traded professionally for 15 years and co-founded Quantum Algo (quantum-algo.com) — but the work I care about most is writing: turning what those years taught me into education anyone can use.
I entered the markets with more conviction than knowledge, and the market corrected that — expensively. What I couldn't find anywhere was someone explaining money honestly: no signals, no lambos, no 30-second shortcuts. So I started writing the education I wished I'd had.
Every essay I publish on Medium, I publish here too — free. Behind them sit the exclusive deep dives, structured lessons, my books, and the small circle I mentor directly. If you're serious about the skill of money, you're in the right place.
From free reader to funded confidence
You don't have to buy anything today. Most members read free for weeks first. Climb the ladder at your own pace.
Free essays on Medium
Weekly long-form on investing, trading and money psychology. Free forever — where you decide if my thinking earns your trust.
The Insider Letter
The essays I don't publish publicly: portfolio breakdowns, full trade reviews, market maps, monthly Q&A — the deep end of every free article.
Books & structured lessons
Self-paced courses and my books — the complete frameworks, organised so you can study them, not just scroll them.
Private mentorship
A few 1-on-1 seats. We audit your finances or trading, build your system together, and meet until it holds without me.
Choose how deep you want to go
Cancel anytime. If a month doesn't teach you more than it costs, leave — I'd rather have readers than hostages.
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Mentorship
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What happens after the free articles
“I read IlY free for two months before subscribing. The exclusive essays are a different level — the difference between reading about markets and being taught them.”
“The sizing essay alone saved me more than a decade of membership. I stopped blowing up. That's the whole review.”
“Mentorship rebuilt how I handle money — budget, portfolio, risk. IlY builds systems and makes you keep them.”
The essays are moments. The books are the map.
Field manuals that turn 15 years in the markets into systems you can study — not scroll. Cover art done — full manuscripts in progress.
Drag or use the arrows to browse all seven volumes · click a book, then Open, to read its introduction.
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